Skip to main content
  • Welcome To Sovereign Credit Union

    Community based Savings and Loans

    Here for the residents and employees of Ayrshire, Arran, and Dumfries & Galloway

    Sovereign Credit Union
  • Established in 2002

    We serve those living in Ayrshire, Arran, and Dumfries & Galloway

    Offering sensible savings plans and affordable loans

    Map of Common Bond
  • Become a member and

    Start Saving with us today

    everyone benefits from regular saving; it allows you to work towards your goals and gives peace of mind for emergencies.

Christmas and New Year Opening Hours

Monday 22nd December 10:00 – 14:00
Tuesday 23rd December 10:00 – 14:00
Wednesday 24th December Closed
Thursday 25th December Closed
Friday 26th December Closed
Monday 29th December 10:00 – 12noon
Tuesday 30th December 10:00 – 12noon
Wednesday 31st December Closed
Thursday 1st January Closed
Friday 2nd January Closed

We re-open as normal on Monday 5th January 2026 at 10:00